Confirm with Citibank, Na’s officials before using ACH or ABA routing number for any financial transactions. But the first two digits of the nine digits in an ABA number ranges from 00-32 whereas, for ACH routing number, it can range from 61-72.įor some banks, ACH or Automated Clearing House routing numbers and ABA or the American Bankers Association routing numbers may be the same. Difference between ACH and ABA routing number?ĪBA or the American Bankers Association routing numbers are used for the paper of cheque transfers.ĪCH or Automated Clearing House routing numbers are used for electronic transfers.Both ABA and ACH routing numbers are nine-digit codes. Here 0000032820012 depicts your details as the account holder of Citibank, Na and 032820012 represents the details of Citibank, Na that is responsible for money going in and out of your account. For eg., Your Citibank, Na account number is 0000032820012 and the routing number is 032820012. Citibank New York ABA Routing 021000089 FBO Morgan Stanley Beneficiary A/C. Account number identifies the account holder, whereas the routing number specifies the bank in which your account is held. STOCK TRANSFER WIRE INSTRUCTIONS Morgan Stanley Dtc Number: 0015 Worcester. Both of these credentials are assigned to you while you opened your account at Citibank, Na.īut both of these valuable numbers indicated two different details. I have seen where the IRS database has not been updated with a bank number, but really rare. For every bank related transaction, one may be prompted to provide with their account number and routing number.

Differentiating the account number from the routing number is no big task. As a matter of fact, this condition holds the same for all of the banks in the world. The routing number of Citibank, Na is different from its account number.

Citibank aba routing number